The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Saving for College 101 Here’s a crash course on saving for college. Take the Stage: Commitment and the Money Conversation Congratulations, you’re ready to commit. Perhaps you now share keys to the same front door or there’s a ring in your future. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.